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Options 101 Guide

Learn the fundamentals of options trading

What are Options?

Options are contracts that give you the right (but not obligation) to buy or sell a stock at a specific price before a certain date.

Call Options: Right to BUY at the strike price Put Options: Right to SELL at the strike price

Each contract represents 100 shares of the underlying stock.

Key Terms

Strike Price: The price at which you can buy/sell the stock

Expiration Date: When the option contract expires

Premium: The price you pay for the option contract

In-the-Money (ITM): Option has intrinsic value - Call: Stock price > Strike price - Put: Stock price < Strike price

Out-of-the-Money (OTM): No intrinsic value, only time value

At-the-Money (ATM): Stock price ≈ Strike price

The Greeks

Delta: How much option price changes per $1 move in stock - Calls: 0 to 1 (or 0 to 100) - Puts: 0 to -1 (or 0 to -100)

Gamma: How much delta changes when stock moves

Theta: Time decay - how much value lost per day - Always negative for buyers - Always positive for sellers

Vega: Sensitivity to volatility changes - Higher IV = Higher option prices

IV (Implied Volatility): Expected future volatility priced into options

Basic Strategies

Buying Calls: Bullish bet with limited risk - Max Loss: Premium paid - Max Gain: Unlimited (theoretically)

Buying Puts: Bearish bet with limited risk - Max Loss: Premium paid - Max Gain: Strike price - premium

Covered Calls: Own stock, sell calls against it - Income strategy - Limits upside potential

Cash-Secured Puts: Sell puts, keep cash to buy stock if assigned - Income + potential stock acquisition below market price

Getting Started

Step 1: Get Approved for Options Trading Apply through your broker (usually requires experience/net worth)

Step 2: Learn with Paper Trading Practice without real money first - master the mechanics

Step 3: Start Small Begin with buying calls/puts (defined risk strategies)

Step 4: Track Everything Journal trades, note what worked and what didn't

Step 5: Education Never Stops Markets evolve, keep learning and adapting

Common Mistakes to Avoid: • Buying cheap, far OTM options • Holding options too close to expiration • Not understanding assignment risk • Ignoring earnings dates • Over-trading (commissions add up)